Individual Retirement Accounts: 
Traditional – Roth - Education - Health Savings Accounts 
  • Minimum opening deposit of $50
  • Annual or periodic contributions
  • Tax-deferred or tax-free savings
  • Choice of terms for your investment, fixed or variable rate
  • Contributions are allowed up to the tax filing date
  • Tax-free rollovers and transfers
  • No Setup or annual service charges
  • Various payout options for owners and beneficiaries
  •  
    Certificates of Deposit: 
  • Minimum opening deposit of $1,000
  • Terms begin at 60 days
  • Automatically renewable
  • No service charge, but subject to early withdrawal penalties
  • Fixed rates
  • Premium rates available for deposits over $100,000
  • FDIC
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